I added this 2 Year Product Replacement plan for a product under $150.00 and it covers accidental damage, which was the main reason I picked it. The signup was simple and the terms were clear about what counts as accidental. I haven't needed to file a claim yet, so I can't speak to how smooth that process is, but having the extra two years of coverage gives me peace of mind. Good value for the price if you tend to be clumsy with your gear.