I added this 3 Year Product Repair under $2,500.00 (Accidental) coverage after learning the hard way. The accidental damage part is what sold me, since I tend to knock things over. Setup was straightforward and the terms were clearly laid out, though I wish the coverage window started from purchase day rather than activation. Haven't needed to file a claim yet, but for the price it's decent peace of mind on pricier gear.